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Spot Contracts
A spot contract converts your money at the live market rate and settles immediately, the simplest, fastest way to move funds internationally when you are happy with today's rate and want it done now.
A spot contract is the most straightforward currency transfer: you agree the rate now, and the funds convert and settle almost immediately. There is no future date to plan around and no waiting on the market.
It is the right choice when the current rate suits your budget and speed matters, an urgent payment, a time-sensitive deposit, or any transfer where certainty today beats speculation about tomorrow.
How It Works
You confirm the currency pair and amount with your specialist, see the live institutional rate, and book the spot contract. Once funds are received, the conversion is executed immediately and the transfer settles on the fastest available timeline.
On major corridors that means same-day or next-day settlement. There is no exposure to future market moves, the rate is fixed the moment you book.
Book the rate now and convert at today's market level, no waiting on the market.
Same-day or next-day settlement on major corridors, faster than retail banks.
Up to 4% better than the bank spread, with no hidden transfer fees.
When to Use
Spot suits transfers where you are satisfied with today's rate and want it done, an urgent payment, a deposit due now, or simply a rate you are happy to lock in immediately.
If you have a future date in mind, a property completion weeks away, a tuition bill next term, a forward contract fixes today's rate for that date instead, protecting you from adverse moves in the meantime.
You are happy with today's rate, the payment is time-sensitive, and you want it settled now.
You have a future date, want certainty on the rate, and need to protect a budget from market moves.
The Difference
Feature
Aetas Global
Institutional FX
Retail Bank
High-street transfer
Rate Margin
Transfer Fees
Settlement Speed
Rate Transparency
Dedicated Specialist
Rate Margin
Aetas Global
Your Bank
Transfer Fees
Aetas Global
Your Bank
Settlement Speed
Aetas Global
Your Bank
Rate Transparency
Aetas Global
Your Bank
Dedicated Specialist
Aetas Global
Your Bank
Comparison based on typical high-street bank retail FX pricing vs. Aetas Global institutional rates. Actual savings vary by currency pair and transfer amount.
Frequently Asked Questions
A spot contract is an agreement to buy or sell a currency at the current market rate, with settlement typically on the same day or within 1–2 business days. It is the simplest, fastest way to convert and transfer money.
Get Started
Tell us about your transfer and a specialist will book your spot contract at the live institutional rate, settling as fast as the corridor allows. No obligation, no hidden fees.
Spot Contract Enquiry
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